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Ready to Buy a Home, But Your Credit’s Holding You Back?
Download our free guide, Homebuying 101: A Guide to Getting the Keys, and learn exactly how to get mortgage-ready — even if your credit is less than perfect.
Start the journey to homeownership today with expert insight and step-by-step guidance.
Buying your first home shouldn’t feel impossible — but if your credit score is low, collections are on your report, or you’ve made financial mistakes in the past, you’ve probably been told:
“You need a better score to qualify.”
“Pay off your collections and try again.”
“Come back when your credit is cleaned up.”
You feel stuck in the rent cycle. You’re overwhelmed. You don’t know where to start — and you definitely don’t want to waste money on another credit repair scam that doesn’t deliver.
That’s Where We Come In.
At Platinum Credit Recovery, we help first-time homebuyers go from denied to approved with a proven credit repair system designed to clean up negative items, rebuild your profile, and prepare you for homeownership.
Inside the free ebook, you’ll learn
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What mortgage lenders really look for
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The 5 biggest credit mistakes — and how to fix them
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How to structure your credit profile for mortgage approval
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How our clients go from “not ready” to pre-approved in months
When you're ready, we offer step-by-step credit repair services that handle disputes, monitor your score, and guide you toward homeownership — backed by a 120-day results guarantee.
Real Progress. Real Clients. Real Results.
See how our clients have transformed their credit and moved closer to homeownership.
Client Result 1
Client Result 2
Client Result 5
Client Result 1
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Get Your Free Homebuyer Assessment
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Full review of your credit report
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Personalized credit analysis to identify key issues
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Breakdown of what’s helping and hurting your score
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Customized action plan to improve your credit
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Mortgage readiness check (are you close to qualifying?)
Don’t just guess what’s hurting your credit — let us look at it.
Who We Are
Platinum Credit Recovery was founded with a mission to empower everyday people — especially first-time homebuyers — to reclaim their financial future. We’re not here to push quick-fix hacks. We’re here to give you real, long-term solutions that help you clean up your credit, build new credit the right way, and qualify for a mortgage you can be proud of. Every service we offer is rooted in transparency, strategy, and results — so you’re never in the dark and never alone.
How to get Started
1.
Select Your Enrollment Option
Select the First Time Homebuyer Plan below
2.
Complete Onboarding
After selecting your plan, you'll fill out a client intake form, watch a short onboarding video, sign the client agreement, and book an optional onboarding call to discuss any questions.
3.
We Handle the Rest
Sit back and relax. Let us handle the heavy lifting while you focus on preparing for your homeownership journey.
First-Time Homebuyer Plan
More than just credit repair—we use a proven process to help you meet mortgage requirements and secure home approval.
Monthly Plan
$175
start-up fee
per month, due every 30 days
$125
What's Included
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3 Credit Bureau Challenge
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Unlimited Disputes and Deletions
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Monthly Progress Reports
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24/7 Client Portal Access
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Dedicated Customer Support
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Client Education & Credit Building
All plans require an active credit monitoring subscription with our partner, MyFreeScoreNow, throughout the credit repair process. This ensures we can access your credit report and track updates and
deletions each month.
FAQ
Some questions you may have
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How do I know if credit repair is right for me?Credit repair is ideal if negative items are affecting your ability to secure credit or a mortgage. If you’ve been denied credit or face high interest rates, addressing these issues can improve your financial opportunities.
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How does the credit repair process work?1. We review your credit report to identify inaccurate or outdated information. 2. We create a customized dispute strategy and submit disputes to the credit bureaus on your behalf. 3. Each month, we monitor updates, track progress, and continue submitting disputes as necessary.
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How long does the process take?The duration depends on your unique credit situation, but we will work with you every step of the way to ensure progress is made.
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Can you remove all the negative items from my credit report?While we cannot guarantee the removal of any specific items, we will work diligently to dispute inaccuracies and help improve your credit. Our goal isn’t just removing negative items—it’s ensuring your credit profile is mortgage-ready.
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How do I track my progress?You’ll have access to a client portal where you can track your credit repair progress, including updates, deletions, and letters we’ve sent. We prioritize transparency, so you’ll always be in the loop.
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What’s the difference between your service and other credit repair companies?We focus not only on removing negative items but also on helping you build a strong financial foundation for homeownership. Our proven process and 120-day money-back guarantee set us apart, ensuring you meet mortgage requirements and achieve long-term success.
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Can I cancel my service at any time?While we suggest staying committed to the credit repair process for the best results, you can choose to opt out at any time.
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